XIXth European Congress of the EFBS in Prague

“Housing finance: addressing regulation,
low interest rates, and digitisation”

Preliminary Programme

Thursday 17 October 2019

From 10:00

Registration of congress delegates and accompanying persons at the congress hotel “Corinthia”


Welcome coffee in the foyer of the conference hall


Opening of the XIXth European Congress of the EFBS in the Bellevue conference hall,  floor 24 of the congress hotel

Session 1: “Have we reached a turning point in financial and housing markets?“

  • Jan Jeníček, President of the EFBS and Chairman of the Board,
    Raiffeisen stavební spořitelna a.s. Czech Republic
  • Tomáš Nidetzký, Vice-Governor of the Czech National Bank
  • Karin Wagner, Senior Expert at Oesterreichische Nationalbank, Austria
  • Hans-Peter Burghof, Professor of Banking and Financial Services at the University of Hohenheim, Germany


End of the first congress day


Delegates and accompanying persons meet in the lobby of the congress hotel.
Departure for the evening event


Evening event at the invitation of the Association of Czech Building Savings Banks AČSS:
Concert and dinner at the historic Rudolfinum

Situated in the very heart of the Old Town, the majestic building of the Rudolfinum is an important architectural monument of Prague. The Neo-Renaissance building on the bank of the Vltava is
associ­ated with music and art since its opening in 1885.

Friday 18 October 2019


Session 2: “Regulation with side effects: Impacts on housing finance“

  • Christian König, Managing Director of the EFBS and
    of the Association of Private Bausparkassen, Germany
  • Bengt Hansson, housing market expert and former senior economist
    of Boverket, Sweden
  • Jan Frait, Executive Director of the Macroprudential Policy Division of the Czech National Bank, Czech Republic


Coffee and tea break


Session 3: “Cooperative, green and affordable housing: the future of living?“

  • Masahiro Kobayashi, Director General, International Affairs and Research Department at Japan Housing Finance Agency (JHF), Japan
  • Tom Chance, Chief Executive of the National CLT Network, United Kingdom
  • Florian Ebrecht, General Manager at Spar- und Bauverein eG Dortmund, Germany


Buffet lunch


Session 4: “The digital mortgage: opportunities and limits“


Coffee and tea break


Session 5: “Goal-oriented saving: central pillar of a sustainable financing culture”

  • Achim Dübel, independent consultant, Germany
  • Thomas O. Klimpke, partner ZEB, Germany
  • Astrid Kratschmann, Project Management “Social Housing Initiative – 200 Years of Erste Bank” and Public Relations for Housing at Erste Bank der oesterreichischen Sparkassen AG, Austria

about 16:30

End of the congress

EFBS congress office
Klingelhöferstraße 4
10785 Berlin
Tel. +49 30 590 091 913
Fax +49 30 590 091 917
E-Mail info@efbs2019.org

Sponsors of the Congress: