XIXth European Congress of the EFBS in Prague

“Housing finance: addressing regulation,
low interest rates, and digitisation”

Preliminary Programme

Thursday 17 October 2019

From 10:00

Registration of congress delegates and accompanying persons at the congress hotel “Corinthia”


Welcome coffee in the foyer of the conference hall


Opening of the XIXth European Congress of the EFBS in the Bellevue conference hall,  floor 24 of the congress hotel

Session 1: “Have we reached a turning point in financial and housing markets?“

  • Jan Jeníček, President of the EFBS and Chairman of the Board,
    Raiffeisen stavební spořitelna a.s. Czech Republic
  • Tomáš Nidetzký, Vice-Governor of the Czech National Bank
  • Karin Wagner, Senior Expert at Oesterreichische Nationalbank, Austria


End of the first congress day


Delegates and accompanying persons meet in the lobby of the congress hotel.
Departure for the evening event


Evening event at the invitation of the Association of Czech Building Savings Banks AČSS:
Concert and dinner at the historic Rudolfinum

Situated in the very heart of the Old Town, the majestic building of the Rudolfinum is an important architectural monument of Prague. The Neo-Renaissance building on the bank of the Vltava is
associ­ated with music and art since its opening in 1885.

Friday 18 October 2019


Session 2: “Regulation with side effects: Impacts on housing finance“

  • Christian König, Managing Director of the EFBS and
    of the Association of Private Bausparkassen, Germany
  • Bengt Hansson, housing market expert and former senior economist
    of Boverket, Sweden
  • Jan Frait, Executive Director of the Macroprudential Policy Division of the Czech National Bank, Czech Republic


Coffee and tea break


Session 3: “Housing finance – risk management between rising real estate  prices, low interest rates and margin pressure“


Buffet lunch


Session 4: “The digital mortgage: opportunities and limits“

  • Bernd Hertweck, CEO, Wüstenrot Bausparkasse, Germany
  • Tomas Prochazka, Vice President of Product at Tink, Sweden
  • Ján Labant, MONETA Money Bank, a.s., Czech Republic


Coffee and tea break


Session 5: “Goal-oriented saving: central pillar of a sustainable financing culture”

  • Achim Dübel, independent consultant, Germany
  • Thomas O. Klimpke, partner ZEB, Germany

about 16:30

End of the congress

EFBS congress office
Klingelhöferstraße 4
10785 Berlin
Tel. +49 30 590 091 913
Fax +49 30 590 091 917
E-Mail info@efbs2019.org

Sponsors of the Congress: