United in diversity

About us

The European Federation of Building Societies is an association of credit and other institutions promoting and supporting housing finance. As Europe moves towards political and economic integration, the Federation promotes the idea of home ownership, represents the interests of its members in the European Union, ensures that its members are kept informed about progress in European unification and about the measures taken to this end by bodies of the European Union. Furthermore, the Federation supports and intensifies mutual information and exchange of experiences among its members in the fields of housing finance and housing policy.

European Congress in Prague

The XIXth European Congress of the European Federation of Building Societies took place in Prague on 17 and 18 October 2019. The motto of this congress was „Housing finance: addressing regulation, low interest rates, and digitisation”.

Positions of the EFBS

3 January 2020

EFBS position: on the European Commission’s public consultation document: ꞌꞌImplementing the final Basel III reforms in the EUꞌꞌ

2 July 2019

EFBS position in the context of the evaluation of Directive 2002/65/EC

15 January 2019

EFBS position on the consultation on the reform of the Consumer Credit Directive: “Focus on obstacles to competition and clarifications in lending”

21 August 2018

EFBS position on the European Commission proposal for a Directive on representative actions for the protection of the collective interests of consumers, and repealing Directive 2009/22/EC (2018/089(COD))

19 June 2018

EFBS position on EBA/CP/2018/07 and EBA/CP/2018/08 – Consultation papers on Draft Regulatory Technical Standards on the specification of an economic downturn and on Guidelines for downturn LGD estimation