A selection of the latest EFBS position papers

30 September 2019

EFBS position on the EBA Consultation Paper Draft Guidelines on loan origination and monitoring (EBA/CP/2019/04)

Annex: Consultation Paper: Draft Guidelines on loan origination and monitoring

2 July 2019

EFBS position in the context of the evaluation of Directive 2002/65/EC

15 January 2019
EFBS position paper: Statement on the consultation on the reform of the Consumer Credit Directive: “Focus on obstacles to competition and clarifications in lending”

21 August 2018
EFBS position paper on the European Commission proposal for a Directive on representative actions for the protection of the collective interests of consumers, and repealing Directive 2009/22/EC (2018/089(COD))

19 June 2018
EFBS position paper on EBA/CP/2018/07 and EBA/CP/2018/08 – Consultation papers on Draft Regulatory Technical Standards on the specification of an economic downturn and on Guidelines for downturn LGD estimation

6 June 2018
EFBS position paper on BCBS 436 – Consultative document on the Revisions to the minimum capital requirements for market risk (March 2018)

29 May 2017
EFBS position paper on “EBA/CP/2017/02 – Draft Regulatory Technical Standards on the specification of the nature, severity and duration of an economic downturn in accordance with Articles 181(3)(a) and 182(4)(a) of Regulation (EU) No 575/2013”
Annex: EBA’s consultative document

10 February 2017
EFBS position paper regarding the consultation on Guidlines on PD estimation, LGD estimation and the treatment of default exposures (EBA/CP/2016/21)
Annex: Consultation paper

22 August 2016
EFBS position paper  regarding the consultation organised by the European Banking Authority on the report on Implementation and Design of the MREL Framework

14 July 2016
EFBS position paper regarding the consultation organised by the European Banking Authority on LCR disclosure

20 June 2016
EFBS position paper regarding the consultation organised by the Basel Committee on contraints on the use of internal model approaches
Annex: Consultative document

24 May 2016
EFBS position paper on the Standardised Measurement Approach for operational risk (BCBS 355)
Annex: Basel Committee Consultative Document „Standardised Measurement Approach for operational risk” issued for comment by 3 June 2016