XVI European Congress of the EFBS – Joint Congress of EFBS and UNECE in Munich from 17 to 19 May 2010

“Housing Finance Beyond Subprime”


Monday 17 May 2010

Welcome extended by Christina von Schweinichen, Deputy Director – UNECE Environment, Housing and Land Management Division, und Mag. Herbert G. Pfeiffer, President of the European Federation of Building Societies

Keynote speech: Dr. Peter Ramsauer, Minister of Transport, Building and Urban Development of the Federal Republic of Germany

First Session: Guarantors of stability in times of crisis
Moderation: Alexander Nothaft
Dr. Thomas Westermann, ECB, Germany: “Housing finance in the euro area”
Ing. Slavomir Štastny, National Bank of Slovakia: “Building societies in the Slovak banking sector remain stable even in the crisis”
Alexandru Ciobanu, BCR Banca pentru Locuinte, Romania: “Market update: Romania”
Dr. András Botos, Association of Hungarian Mortgage Banks, Hungary: “FX-denominated mortgage loans in Hungary”


Tuesday 18 May 2010

Second session: The impact of the financial crisis worldwide
Moderation: Dr. Hartwig Hamm
Mag. Markus Neurauter, Raiffeisen evolution project development GmbH, Austria:
“The effects of the financial crisis with a special view at housing construction in the CEE”
Petr Brich, Deloitte Advisory s.r.o., Czech Republic: “The impact of the financial crisis on the residential market development in the CEE”
Alain Tourdjman, Groupe BPCE – Banques Populaires Caisses d’Épargne, France: “Residential housing construction in the financial crisis: the case of France”
Francisco HernanGómez Cristóbal, Spanish Confederation of Savings Banks CECA, Spain:
“The impact of the financial crisis worldwide: the Spanish case and the Cajas de Ahorros”

Third session: Regulation: Implementation of Basel II, risk management, International Accounting Standards reviewed
Moderation: Christian Ketzner
Kai Spitzer, European Commission: “Bank regulatory reform”
Klaus Ott, KPMG, Germany: “Regulatory changes in Europe due to the financial crisis – implications and need for action”

Fourth session: Strengthening customer confidence in housing finance
Moderation: Mag. Ernst Karner
Dr. František Klufa, Chief Arbiter of the Czech Banks, Czech Republic: “Strengthening consumer confidence in housing finance – the situation in the Czech Republic”
Jim Lally, Scottish Centre for Financial Education Learning and Teaching, United Kingdom: “Strengthening consumer confidence – the role of education”
Hans-Jürgen Kräh, TNS-Infratest, Germany: “Customer focus and customer confidence as success factors in housing finance”

Fifth session: The contribution of housing finance to energy efficiency
Moderation: Ing. Vojtěch Lukáš
Oda Scheibelhuber, Ministry of Transport, Building and Urban Development, Germany: “The contribution of housing finance to energy efficiency”
Dr. Wolfgang Förster, City Government of Vienna, Austria: “Housing subsidies and energy efficiency”
Mag. Peter Szenkurök, Volksbank International, Austria: “Status quo: mortgage market in CEE”

Sixth session: The need for innovation: technical, social, demographic and cultural challenges
Moderation: Christian König
Gilles Saint Marc, Gide Loyrette Nouel A.A.R.P.I., France: “The current situation of Islamic Finance and its potential for the future”
Dalibor Šidlo, Asseco Group, Slovakia: “Using IT solutions as a tool for productivity increase and cost cutting”
Prof. Dr. Günther Schulz, University of Bonn, Germany: “Milestones of housing finance”

Closing session
Prof. Dr. Radermacher, University of Ulm, Germany (Selected slides)