XVIII European Congress of the EFBS in Budapest
19 to 21 October 2016

« Brave New World for Finance? Low Interest Rates – Regulation – Capital Markets Union »

Thursday, 20 October 2016

Opening of the Congress and 1st Session: « Economic situation and monetary policy: impact on the banking industry »

Opening speech: Dániel Palotai, Executive Director and Chief Economist  of the Hungarian National Bank, Hungary: Merits of unorthodox monetary policy

Boris Vujčić, Governor of the Croatian National Bank, Croatia: Economic situation and monetary policy: impact on the banking industry

2nd Session: « Financial stability, consumer protection, long-term financing:
European and national initiatives »

Ádám Farkas, Executive Director of the European Banking Authority, United Kingdom: EBA regulatory priorities

Jacek Furga, Chairman of the Real Estate Financing Committee at the Polish Bank Association, Poland: The housing finance market in Poland

Didier Davydoff, Director, Observatoire de l’Epargne Européenne, France:  Financial stability, consumer protection, long-term financing: The saver’s perspective

3rd Session: « Financial stability, consumer protection, long-term financing:
European and national initiatives »
Hiltrud Thelen-Pischke, Director Regulatory, PricewaterhouseCoopers, Germany: Recent developments in EU banking regulation – impacts for bausparkassen

Dávid Németh, Chief Economist, K&H Bank, Hungary: The challenge

András Kiss, Managing Director, Fundamenta-Lakáskassza, Hungary: Die Rolle des Bausparens während der Finanzkrise und danach. Im Fokus: Ungarn und Mitteleuropa

Kristjan Verbič, President of the PanSlovenian Investors’ and Shareholders’ Association – VZMD, Slovenia: The European Federation of Investors and Financial Services Users – an introduction

4th Session: « Innovative solutions for regulatory requirements and digitization »
Joachim Degel, Managing Director, BGK, Germany: Digitization needs automation

Tamás Kórász, partner, Management Consulting, IT Advisory, KPMG, Hungary: Supporting the client through a complex IT transformation program

József Németh, Deputy CEO of Sales and Client Relationship, Online Business Technologies, Hungary:
Modernizing core systems to keep pace with FinTech revolution

Friday, 21 October 2016

5th Session: « Housing policy in Europe: promotion of low-income households and energy efficient housing »
Christine Whitehead, Professor of Housing Economics, London School of Economics, United Kingdom: Housing policy in Europe: promotion of low-income households and energy efficient housing

Oliver Rapf, Executive Director, Buildings Performance Institute Europe, Belgium: Challenges and opportunities for the transition to a future-proof European building stock

Lauri Suu, Grant Manager at the Housing and Energy Efficiency Division of KredEx, Estonia: Financing housing in Estonia

Jonas Scholze, Head of EU Office, German Association for Housing, Urban and Spatial Development, Belgium: Funding possibilities on housing and energy efficiency – what’s currently in from the EU structural funds?

6th Session: « Brave New World for Finance? » and closing
Introductory speech: András Becsei, CEO of OTP Mortgage Bank and OTP Building Society, Hungary, followed by a podium discussion with Bernadett Tátrai, Member of the Board and designated CEO and Chairperson of the Board, Fundamenta-Lakáskassza, Hungary, Jürgen Gießler, Chairman of the Financial Affairs Committee of the EFBS, Germany, and Manfred Koller, Deputy Chairman of the Board of Českomoravská stavební spořitelna, Czech Republic.
Moderation: Iván Ferencz, Director Law and Compliance of Fundamenta-Lakáskassza, Hungary

Final keynote speech: Jürgen Stark, former Chief Economist and Member of the Executive Board of the European Central Bank, Germany: Brave New World for Finance?