United in diversity
The European Federation of Building Societies is an association of credit and other institutions promoting and supporting housing finance. As Europe moves towards political and economic integration, the Federation promotes the idea of home ownership, represents the interests of its members in the European Union, ensures that its members are kept informed about progress in European unification and about the measures taken to this end by bodies of the European Union. Furthermore, the Federation supports and intensifies mutual information and exchange of experiences among its members in the fields of housing finance and housing policy.
Positions of the EFBS
04. June 2025
EFBS position: Statement by the European Federation of Building Societies on the consulted draft regulatory technical standards in connection with the EBA’s response to the European Commission’s request
May 2025
EFBS position: EFBS position paper on European housing policy
19 March 2025
EFBS position: Savings_products_EU_March 2025
February 2025
EFBS position: Suggestions on Reducing Administrative Burdens and Simplifying Legislation
12 March 2024
EFBS position: EFBS contribution to EBIC reply on the European Commission’s request for input on the Draghi report on competitiveness
20 October 2023
EFBS position: EBIC calls for the postponement of the Basel III implementation date in the EU
September 2023
EFBS position: European Commission wants to define new resolution framework: EFBS advocates for retaining existing principles
May 2023
EFBS position: Consumer Credit Directive: suggestion for rewording
1 March 2023
EFBS position: Feedback from the European Federation of Building Societies on the EBA consultation on draft Guidelines on the overall recovery capacity in recovery planning form
November 2022
EFBS position: EFBS proposal for criteria for green mortgages and green loans
4 July 2022
EFBS position: Implementing the final Basel III reforms in the EU
9 March 2021
EFBS position: EFBS position paper on: ꞌꞌImplementing the final Basel III reforms in the EU”
4 February 2021
EFBS position: Feedback on the discussion paper on management and supervision of ESG risks for credit institutions and investment firms
18 December 2020
EFBS position: Feedback on the delegated act for the Taxonomy Regulation
19 November 2020
EFBS position: Feedback on the roadmap for updating VAT regulations for financial services
25 September 2020
EFBS position: EFBS comments on the ECB guide on climate-related and environmental risks
27 July 2020
EFBS position: Position paper in the context of the Action Plan for a comprehensive Union policy on preventing money laundering and terrorist financing
15 July 2020
EFBS position: on the sustainable finance consultation
EFBS on Twitter
📅 Save the Date: 29–30 Sept 2025
📍 Almaty 🇰🇿
Join the global housing finance community at the conference “Contractual Savings for Housing” hosted by Otbasy Bank, EFBS & IUHF.
#HousingFinance #ContractualSavings #EFBS #Almaty2025
🤝 Productive exchange with the cabinet of Housing Commissioner @DanJoergensen yesterday.
🏠 We highlighted the vital role of Bausparkassen in greening EU housing stock & offered further support.
💬 Key topics: #EPBD transposition, #TransitionFinance & #AffordableHousing
#EFBS
Two days of EFBS Spring Meeting 2025 in Brussels –with insights from @MarkusFerber, @RasmusAndresen & the EU Commission on the VDL II Commission, #SavingsUnion, bureaucracy reduction & housing policy, among others.
Thanks for the valuable exchange!
#EFBS #EU2025
📜 Signed today – 🚀 Shaping the future!
🤝 EFBS & KHFC signed an MOU in Brussels to strengthen housing finance & stability.
📣 S. König: “This partnership strengthens homeownership.”
📣 K. H. Kim: “A key milestone for future generations.”
