The study "A European Internal Market for Housing Finance" that was prepared by Institut der deutschen Wirtschaft Köln (IW) in cooperation with Zentrum für Europäische Wirtschaftsforschung Mannheim (ZEW) and Prof. Dr. Johannes Köndgen of the University of Bonn is available at the European Office of the EFBS.

For a summary of the study, please click here.

The UNECE study on "Housing Finance Systems for Countries in Transition - Principles and Examples" was published already in 2005. However, the housing market downturn and subsequent financial market crisis in the United States has brought about the necessity for a critical reflection on the US housing finance system. This is to be found in the newly included chapter "The subprime mortgage crisis and its consequences" on pages 39 to 41. For the complete updated study please click here.