XVII European Congress of the EFBS - Joint Congress of EFBS and IUHF in Vienna from 5 to 7 June 2013

"Sound Housing Finance around the World"

Thursday 6 June 2013

Session 1: Lessons from the crisis – detecting house price bubbles
Emile J. Brinkmann, Chief Economist and Senior Vice President, Mortgage Bankers Association, USA: Housing price bubbles - detection and prevention

Masahiro Kobayashi, Chief Economist, Japan Housing Finance Agency, Japan: Housing bubble and macro-prudential supervision - A case study from Japan in 1980’s and 90’s

Matthias Holzhey, UBS, Switzerland: Detecting house price bubbles - UBS Swiss Real Estate Bubble Index

Session 2: Lessons from the crisis – building sustainable housing finance systems.  Access to finance - expansion to underserved markets
Natalya Koltsova, Management Board Member, Agency for Housing Mortgage Lending (AHML), Russian Federation: AHML’s role in housing market development and providing housing to low-income families in Russia

Jorge Yarza Garrido, President, UNIAPRAVI, Mexico: Housing finance in Latin America

Harshil Mehta (India): Enabling access to home loans to low income segment

Session 3: Marketing - customer confidence and sales approaches
Filipe F. Pontual, Executive Director, Association of Mortgage and Building Saving Institutes of Brazil (ABECIP), Brazil: Real estate credit in Brazil

Josef Schmidinger, Chairman of the Board of Directors, S-Bausparkasse Austria: Housing and bausparen in Austria

Session 4: Regulation – Basel III and consumer protection
Lynda Blackwell, Mortgage Policy Manager, Financial Conduct Authority, United Kingdom: Comments on the new requirements of financial institutions and consumer protection

Colin Chimutsa (Zimbabwe): Stability vs. access? BASEL III in Southern Africa

Nicolas Nkosi,  Director, Standard Bank, South Africa: Impact of Basel III on low income housing

Mieczysław Groszek, Vice President of the Polish Bank Association, Poland: Housing finance market in Poland - Regulations & initiatives

Friday, 7 June 2013

Session 5: Lessons from the crisis - building sustainable housing finance systems
Chee Leon Chung, CEO, Cagamas Berhad, Malaysia: Building sustainable housing fnance systems - Malaysian experience

Carlos J. Garcia, Professor of Economics, ILADES University Alberto Hurtado, Chile: Housing finance, credit and business cycle in Chile

Klaus Oskar Schmidt, Member of the Board of Directors, Bausparkasse Schwäbisch Hall, Germany: Housing finance in Germany - Stability throughout the crisis – What are the reasons?

Session 6: Final report and official conclusion of the congress
Peter Williams (UK): The future of housing finance – lessons from the UK?

Michael Spindelegger, Vice Chancellor and Minister for European and International Affairs of the Federal Republic of Austria: Keynote speech