On 27 March 2007, the semi-annual meeting traditionally held in Brussels was opened with an evening event at the famous, restored Brussels landmark, the “Atomium”. The President of the European Federation of Building Societies, Dr Wieser, welcomed, as guest speaker, the Director of Directorate H (Financial Institutions) of the Directorate-General for the Internal Market and Services of the European Commission, Dr Terták, who spoke about the most important developments in the financial services sector and the White Paper on mortgage credit. The technical committee meetings the following day also included presentations by guest speakers from the European Commission from the Directorate-Generals for Competition, Consumer Protection and the Internal Market. The themes discussed in detail included US housing finance and the consumer acquis. During the Management Board meeting, explanations were given on the programme for the EFBS Annual Meeting and the XVth European Congress, to be held from 23-26 October 2007 in Prague. All information on this subject is to be found at www.efbs.org and www.eubv2007.com.